Texas law requires insurance companies to offer drivers personal injury protection coverage (PIP) in the amount of $2,500 as part of their automobile insurance policy. You can increase coverage up to $10,000. If you decline to purchase PIP Insurance, you must do so in writing. At Springer & Lyle, we strongly encourage you to purchase PIP. It is pure “no fault” coverage so it doesn’t matter who caused the wreck. What is PIP and How Does it Work Your own insurance policy provides PIP, which pays for your medical expenses, lost wages, and other medical costs you and your passengers … [Read more...]